CFPB Mortgage Trends

Principal Investigator(s):  View help for Principal Investigator(s) Consumer Finance Protection Bureau

Version:  View help for Version V1

Name File Type Size Last Modified
crt_data_MTG.csv text/csv 9.4 KB 02/22/2025 03:16:PM
inq_data_MTG.csv text/csv 8.5 KB 02/22/2025 03:16:PM
map_data_MTG.csv text/csv 1.3 KB 02/22/2025 03:15:PM
num_data_MTG.csv text/csv 10.6 KB 02/22/2025 03:10:PM
vol_data_MTG.csv text/csv 10.6 KB 02/22/2025 03:10:PM
volume_data_Age_Group_MTG.csv text/csv 53.7 KB 02/22/2025 03:18:PM
volume_data_Income_Level_MTG.csv text/csv 36.8 KB 02/22/2025 03:18:PM
volume_data_Score_Level_MTG.csv text/csv 60.6 KB 02/22/2025 03:17:PM
yoy_data_Age_Group_MTG.csv text/csv 17.8 KB 02/22/2025 03:18:PM
yoy_data_Income_Level_MTG.csv text/csv 13.5 KB 02/22/2025 03:17:PM

Project Citation: 

Consumer Finance Protection Bureau. CFPB Mortgage Trends. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2025-02-22. https://doi.org/10.3886/E220502V1

Project Description

Project Title:  View help for Project Title CFPB Mortgage Trends
Summary:  View help for Summary

Mortgages

This dashboard provides access to data about mortgages, which are closed-end loans used to purchase or refinance a primary residence, vacation home, or investment property. Junior liens and home equity lines of credit (HELOCs) are excluded.

Origination activity

Lending levels - The number and volume of mortgages originated each month.
Year-over-year changes - Year-over-year changes in the number and volume of mortgages originated by month.
Geographic changes - Geographic distribution of the year-over-year change in the volume of mortgages originated.

Inquiry activity

Inquiry Index - The number of consumers with mortgage inquiries (hard credit pulls) each month indexed to January 2010 levels.
Credit tightness index - The number of consumers with mortgage inquiries and no subsequent loan opening each month indexed to January 2010 levels.

Borrower risk profiles

Volume of mortgages by credit score
Exploring the origination of mortgages to consumers at different credit score levels.
 
Year-over-year changes by credit score
Detailing the year-over-year changes in origination activity for mortgages by credit score.

Lending to low-to-moderate income neighborhoods

Volume of mortgages by neighborhood income level
Examining the origination of mortgages to consumers based on the income level of the neighborhood in which they reside.
 
Year-over-year changes by neighborhood income level
Detailing the year-over-year changes in origination activity for mortgages by neighborhood income level.

Lending by borrower age

Volume of mortgages by age group
Exploring how lending activity is changing for borrowers by age.
 
Year-over-year changes by borrower age
Detailing the year-over-year changes in origination activity for mortgages by borrower age.
Original Distribution URL:  View help for Original Distribution URL https://www.consumerfinance.gov/data-research/consumer-credit-trends/mortgages/



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Published Versions

V1 [2025-02-22]

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