CFPB Student Banking and College Credit Card Marketing Agreements

Principal Investigator(s):  View help for Principal Investigator(s) Consumer Finance Protection Bureau

Version:  View help for Version V2

Name File Type Size Last Modified
2010_college-credit-card-agreements_report.pdf application/pdf 324.8 KB 02/16/2025 01:00:PM
2011_college-credit-card-agreements_report.pdf application/pdf 559.3 KB 02/16/2025 01:05:PM
2012_cfpb_college_credit_card_agreements_report.pdf application/pdf 419.4 KB 02/17/2025 07:57:AM
201312_cfpb_report_college-credit-card-agreements.pdf application/pdf 936.5 KB 02/17/2025 07:57:AM
201412_cfpb_college-card-agreement-report-2014.pdf application/pdf 834.3 KB 02/17/2025 07:57:AM
201512_cfpb_college-credit-card-agreements.pdf application/pdf 733.8 KB 02/17/2025 07:57:AM
2016_cfpb_student_banking_report.pdf application/pdf 430 KB 02/17/2025 07:57:AM
All_Agreements_PDFs_2017.zip application/zip 895.2 MB 02/18/2025 03:36:PM
CollegeCCAgreements2013.zip application/zip 597.7 MB 02/16/2025 01:02:PM
CollegeCCAgreements2014.zip application/zip 602.1 MB 02/16/2025 01:03:PM

Project Citation: 

Consumer Finance Protection Bureau. CFPB Student Banking and College Credit Card Marketing Agreements. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2026-03-26. https://doi.org/10.3886/E219741V2

Project Description

Project Title:  View help for Project Title CFPB Student Banking and College Credit Card Marketing Agreements
Summary:  View help for Summary
Institutions of higher education play a critical role in supporting and promoting students’ overall financial health and well-being. A growing body of evidence suggests that relatively small financial shocks may cause acute financial hardship for students, potentially derailing their academic pursuits.

The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 instructs the Bureau to monitor for risks to consumers in the offering or provision of consumer financial products or services, particularly when those products pose a disproportionate risk to traditionally underserved populations.

Student banking reports to Congress

These reports monitor the growth and impacts of financial products offered by or in conjunction with colleges, specifically focusing on marketing agreements for college-sponsored deposit and prepaid accounts and college-sponsored credit cards.

College credit card marketing agreements and data

As required by the Credit CARD Act of 2009, we collect information annually from credit card issuers who have marketing agreements with universities, colleges, or affiliated organizations such as alumni associations, sororities, fraternities, and foundations. We maintain publicly accessible files of the agreements.

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Microdata: Yes
Level of Analysis: Group - Institutions
Variables Present: Yes
File Layout: .csv
Codebook: Yes
Methods: No
Weights (with appropriate documentation): No
Publications: Yes
Aggregate Data: Yes
Original Distribution URL:  View help for Original Distribution URL https://www.consumerfinance.gov/data-research/student-banking/

Scope of Project

Subject Terms:  View help for Subject Terms credit; colleges; banking
Geographic Coverage:  View help for Geographic Coverage United States


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Published Versions

V2 [2026-03-26]

V1 [2025-02-19]

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DDI 2.5

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